![]() One free international ATM withdrawal/month.KOHO Save and high-interest savings on your entire balance.$0 foreign currency exchange fees (applies to the premium card).$0 monthly or $9 monthly fee for the premium card.There is no minimum income requirement to apply for this card, and your credit score does not come into play, making it very easy to obtain. The KOHO Mastercard Prepaid Card is not a credit card but a reloadable prepaid card that works just as well. Read my Scotiabank Gold American Express card review. The lack of a fee for foreign currency purchases combined with its top-of-the-line 5% cash back on grocery purchases and comprehensive travel benefits make this card one of the best deals out there. The Scotiabank Gold American Express was recently refreshed to offer $0 FX mark-up fees. Purchase security and extended warranty.Rental car collision loss and damage waiver.Travel emergency medical, trip cancellation/interruption, delayed and lost baggage, travel accident, and hotel/motel burglary insurance.20,000 extra bonus ($200 value) when you spend up to $7,500 in your first year.20,000 bonus points ($200 value) when you spend up to $1,000 in the first 3 months. ![]() 1 point on every $1 spent on everything else. ![]()
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